About The HELOC Company
The home equity lender built for homeowners traditional lenders overlook.
“I started The HELOC Company because I saw too many hardworking homeowners being turned away for reasons that didn't tell the full story.
These are people who have built real lives—homes they're proud of, families they support, and equity they've earned—but a past financial setback, credit challenge, or difficult chapter was enough for traditional lenders to say no. That never sat right with me.
I created this company to offer a better path. While we specialize in HELOC solutions with more flexible guidelines, we also have access to a full range of traditional mortgage options—allowing us to present products for individuals to determine which works best for their needs.
More importantly, we take the time to understand each person's situation—because no one should be reduced to a number on an application.
We're here to listen, to guide, and to find a way forward—because if you've done the work, you deserve a team that's willing to help.”
Licensed in 29 States
Regulated by state and federal authorities. Every loan backed by proper licensing.
Licensed (29 states)
Alabama
Arizona
Arkansas
Colorado
Connecticut
Florida
Georgia
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Mississippi
Missouri
New Jersey
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin
Licensed states shown in teal. We are actively expanding.
Licensed states updated often. We are actively expanding.
Verify Our Credentials
The HELOC Company LLC
8403 Colesville Road, Suite 1100 Silver Spring, MD 20910
1 (800) 218-3991
customercare@theheloccompany.com
Questions? Let's Talk.
Call us at 1 (800) 218-3991, email customercare@theheloccompany.com, or see if you qualify online. No impact to your credit score.
No impact to your credit score